Health insurance covers medical expenses incurred as the direct result of falling ill or sustaining accidental bodily injury during the period of insurance, subject to the agreed annual limit.
Structure of Cover
- Inpatient Cover: Hospitalization room, ICU, surgical procedures, doctor consultation fees, and prescribed pharmaceuticals.
- Outpatient Cover: General practitioner and specialist consultations, lab diagnostics, X-rays, and prescription medications.
- Maternity Benefit: Normal delivery, elective and emergency Caesarean section, and pre/post-natal care.
- Dental & Optical: Routine dental exams, fillings, extractions, optometry consultations, and prescription lenses.
- Chronic & Pre-existing Conditions: Structured cover limits for managed chronic diseases.
Product Lines
We offer both Corporate Group Medical Schemes for enterprise staff and Personal & Family Health Cover tailored to individuals.