Independent Insurance Brokerage & Corporate Risk Advisory
Licensed by the Insurance Regulatory Authority (IRA), AMRO Insurance Brokers Limited protects businesses, families, and institutions across Kenya with rigorous policy analysis, bespoke coverage terms, and relentless claims settlement advocacy.
AMRO Policyholder Shield
IRA RegulatedOver 28+ continuous years of independent insurance brokerage & corporate risk advisory across Kenya.
Comprehensive solutions across General, Medical, Commercial Fleet, Property, Life & Pension.
Partnered with Kenya's foremost IRA-licensed insurance underwriters for competitive premiums.
Trusted by leading agricultural, transport, educational, manufacturing and corporate institutions.
Why Insure Through AMRO Insurance Brokers?
Unlike insurance company sales agents who represent only their own underwriter, AMRO is an independent brokerage representing you—the policyholder.
Independent Market Sourcing
We compare coverage terms, pricing structures, and claim-paying ratings across Kenya's leading underwriters to secure the optimal policy for your specific risk profile.
Relentless Claims Advocacy
When a loss occurs, our dedicated claims management team steps in to document, negotiate, and fast-track settlement directly with insurance underwriters on your behalf.
Zero Additional Broker Fees
Under Kenyan insurance regulations, broker compensation is paid by underwriters—our complete advisory services come at standard premium with no extra cost.
Bespoke Risk Profiling
Tailored policy wording, risk audit, and loss prevention recommendations designed specifically for Kenyan commercial enterprises and families.
Insurance Portfolios We Manage
Explore comprehensive risk coverage tailored for businesses, corporate fleets, healthcare schemes, and personal assets.
General Insurance
Property, motor, fire, theft, liability, and commercial fleet insurance.
Explore Portfolio →Medical & Health
Comprehensive inpatient, outpatient, maternity, and corporate group medical schemes.
Explore Portfolio →Life & Pensions
Group life, keyman assurance, education funds, and employee pension schemes.
Explore Portfolio →Specialty & Liability
Professional indemnity, director liability, WIBA compliance, and specialized risks.
Explore Portfolio →Featured Insurance Policies
Verified insurance products authored with comprehensive legal policy terms and underwriter compliance.
Motor Insurance
Comprehensive, third-party, commercial, and PSV cover protecting vehicles against collision, fire, theft, and third-party liabilities.
Health Insurance
Comprehensive corporate group healthcare and individual health schemes covering inpatient, outpatient, chronic, and maternity care.
Insurance Bonds
Tender bid bonds, performance bonds, advance payment guarantees, and customs security bonds for contractors.
Domestic Package
All-in-one homeowners and tenants insurance covering residential buildings, household contents, domestic staff WIBA, and liability.
Crop Cover
Multi-peril and parametric crop insurance protecting farmers against drought, flooding, hail, and uncontrollable pests.
Personal Accident
Worldwide financial protection providing lump-sum payouts and medical reimbursement for accidental injury or death.
Risk Management & Advisory Services
Beyond policy placement, AMRO provides specialized risk management consulting, policy audit reviews, and post-loss claims defense.
Risk Management Capacity
Systematic identification, qualitative and quantitative analysis, and economic control of operational risks.
Explore Methodology →Claims Handling & Advocacy (Our Claims Processing Procedures)
Dedicated claims negotiation and rapid settlement facilitation from notice of loss to discharge voucher execution.
Explore Methodology →Personnel Capacity
Qualified in-house risk management specialists with decades of technical underwriting and claims advocacy experience.
Explore Methodology →Consultancy with Various Professionals
Multidisciplinary partnerships with certified structural engineers, property valuers, legal counsel, and surveyors.
Explore Methodology →Practical References & Institutional Track Record
Decades of experience designing and managing risk programs for Kenya's leading institutions and corporations.
Explore Methodology →Office & Service Facilities
Strategic corporate headquarters at Cianda House, Koinange Street, Nairobi with nationwide client coverage.
Explore Methodology →Information Management System
Customized digital insurance ERP and automated policy database for real-time renewal alerts and claims tracking.
Explore Methodology →A Simple, Step-by-Step Claims Process
From initial incident notification to final underwriter settlement, AMRO's dedicated claims team handles documentation, adjuster coordination, and insurer negotiations on your behalf.
Report the Incident
Notify AMRO immediately via phone, email, or our online claims desk with basic loss details, incident date, and policy number.
Documentation & Review
Our technical claims team assists in compiling required documentation, appointing adjusters, and lodging with the underwriter.
Settlement & Recovery
We negotiate relentlessly on your behalf to secure prompt discharge voucher issuance and fast underwriter payout.
Insurance Underwriters We Partner With
We work collaboratively with Kenya's premier insurance companies to deliver competitive premiums and guaranteed claim settlements.
Trusted by Leading Organizations Across Kenya
Our portfolio spans commercial transport, manufacturing, agriculture, non-profit institutions, and educational bodies.
A Proud Heritage of Brokerage Integrity in Kenya
Founded in 1996, AMRO Insurance Brokers Limited has operated continuously from Cianda House on Koinange Street, Nairobi. Licensed and regulated under the Insurance Act (Cap 487) by the Insurance Regulatory Authority (IRA), we remain solely committed to protecting our clients' interests through objective market comparison and steadfast claims advocacy.