The Domestic Package policy provides peace of mind to homeowners and tenants against accidental loss or damage to their residential property caused by fire, lightning, explosion, earthquake, storm, flood, riot, strike, malicious damage, theft, and bursting of water tanks.
Five Sections of Coverage
- Section A (Buildings): Structural repair or total rebuilding indemnity for private residences, perimeter walls, gates, and outbuildings.
- Section B (Contents): Furniture, clothing, home appliances, and personal effects against fire and burglary.
- Section C (All Risks Valuables): Worldwide coverage for portable valuables such as jewellery, cameras, watches, and laptops.
- Section D (Domestic Servants): Covers domestic staff (housekeepers, gardeners, watchmen) for workplace injury pursuant to the WIBA Act.
- Section E (Owner's / Occupier's Liability): Protects against third-party bodily injury or property claims on premises.