0706402242 [email protected] Cianda House, 2nd Floor, Koinange Street, Nairobi, Kenya
WhatsApp IRA Regulated
General Insurance

Personal Accident

Worldwide financial protection providing lump-sum payouts and medical reimbursement for accidental injury or death.

Policy Coverage Summary IRA Licensed Brokerage

Worldwide financial protection providing lump-sum payouts and medical reimbursement for accidental injury or death.

Category: General Insurance
Representation: Independent Broker (Client Advocate)
Underwriter Panel: 14+ Licensed Insurers
Claims Support: Full Dedicated Assistance

Personal accident insurance provides compensation payable to the insured or designated beneficiaries in the event of accidental death or permanent disablement, together with medical reimbursement for injury treatment.

Standard Policy Benefits

  • Accidental Death: Lump-sum payout (100% of sum insured) to beneficiaries.
  • Permanent Total Disablement: Scale-based capital sum compensation for loss of limbs, sight, hearing, or permanent occupational incapacity.
  • Weekly Income Replacement: Temporary total disablement weekly stipend for up to 104 weeks during convalescence.
  • Medical Expenses: Direct reimbursement for hospitalization, doctor fees, surgery, and prescription medication resulting from an accident.
  • Age Scope: Available to individuals and groups aged 15 to 65 years.
ADVISORY FAQS

Frequently Asked Questions

Who is AMRO Insurance Brokers Limited?

AMRO Insurance Brokers Limited is a premier independent insurance brokerage firm founded in 1996 and licensed by the Insurance Regulatory Authority (IRA) of Kenya. We act as policyholders' professional advocates to structure tailored risk coverage, negotiate favorable underwriting terms, and manage claim settlements.

What is the advantage of using AMRO instead of going directly to an insurance company?

An insurance agent or company sales representative sells exclusively their own products. As an independent broker, AMRO represents your best interests. We objectively scan Kenya's insurance market across 14+ reputable underwriters to secure the best policy scope at competitive pricing, and we serve as your dedicated advocate during claim settlements.

How does AMRO facilitate the claims settlement process?

AMRO provides comprehensive, end-to-end claims advocacy. Our technical team guides you through loss notification, documentation preparation, appointment of certified loss assessors, and direct negotiations with underwriting claims executives to ensure fair, prompt, and complete payout.

Is AMRO Insurance Brokers regulated by the Insurance Regulatory Authority (IRA)?

Yes. AMRO Insurance Brokers Limited is fully registered, licensed, and regulated under the Insurance Act (Cap 487) by the Insurance Regulatory Authority of Kenya (IRA License No. IRA/06/067/01) and is a member of the Association of Insurance Brokers of Kenya (AIBK).
INDEPENDENT BROKER ADVOCACY

Need Customized Quotation for Personal Accident?

AMRO brokers will analyze your risk exposures and secure competitive underwriter terms.

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